Disclaimer and Terms of Use

Dear visitor,

This Disclaimer and Terms of Use webpage is current as of 12 June 2017. It may be updated, modified or changed, kindly refer back to this page for the most current version.

The website efcink.com is owned and operated by EFC Limited, a company incorporated under the Companies Act, 2013, having its Office at Office 304, Wing A, KPCT Mall Fatima Nagar Pune 411013 India.

The Information Technology Act 2000 is the primary cyber law in India. Other laws, rules, regulations, directions, orders, notifications etc are also applicable.

For our Privacy Policy, see http://www.efcink.com/privacy-policy

Your access to and use of the website efcink.com is provided by EFC Ltd subject to the terms set forth below.

By using the website efcink.com you agree to be legally bound by these terms. The terms take effect immediately on your first use of the website efcink.com. If you do not agree to be legally bound by all the following terms please stop using the website efcink.com immediately.

The company EFC Ltd and the website efcink.com are, for the purposes of this webpage, for convenience, here onwards referred to collectively as EFCink.

If you have not completed 18 years of age, or are not competent to enter into a valid contract for any reason whatsoever, please get permission from your parent(s) or legal guardian(s) before using EFCink.

You shall not:

  • Copy, reproduce, republish, download, post, broadcast, transmit, make available to the public, or otherwise use EFCink content in any way except for your own personal, non-commercial use
  • Adapt, alter or create a derivative work from any EFCink content except for your own personal, non-commercial use.

Any commercial or non-personal use of EFCink content requires the prior written permission of EFCink.

EFCink does not guarantee that the website will be secure or free from bugs or viruses or other malicious software. You are responsible for configuring your information technology devices in order to access the website. You should use your own virus protection software.

You agree to use EFCink only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of EFCink. You shall not harass or cause distress or inconvenience to any person, transmit obscene or offensive content or disrupt the normal flow of dialogue within EFCink.

EFCink displays third party advertising material. Advertisers are solely responsible for the content of their advertising material. EFCink does not accept any responsibility of the content of advertising material.

Articles on EFCink are likely to contain information about a particular product or service or company or topic that you may be interested in. You may go to another website or use a search engine or use a link provided in an article on EFCink, thus communicating with a third party. Such third parties are not controlled by EFCink, therefore we do not assume any responsibility for the content and other policies of any third party websites.

Logos and trademarks used in articles on EFCink are the property of their respective owners. The use of these logos and trademarks does not imply any endorsement either by the respective owners of EFCink, or by EFCink of the respective owners.

EFCink does not give, and does not intended to give investment or funding or business or management or mentoring advice. EFCink also does not offer financial advice, and any content on EFCink should not be interpreted as such.

Further, nothing on this website should be used or interpreted as advice. We are not management consultants, business consultants, lawyers or advisers. We try to provide accurate and useful information. We are neither aware of nor do we understand your particular and specific situations, nor are we capable of understanding them. Please consult a relevant specialist professional adviser to interpret and apply this information to your particular and specific situation. Please do your own due diligence at your own cost before using or acting upon, or making any decisions based on any information shared on this website.

EFCink allows third-party writers to contribute articles (works) to our website. All Intellectual Property Rights, responsibilities and liabilities related to such works belong to the contributing writers. The contributing writers must not contribute content not originally created by them, or content which is not properly licensed to them by the copyright owner. By contributing the works to EFCink, the contributing writers grant to EFCink irrevocable, perpetual, non-exclusive, transferable, royalty free worldwide license to use, copy, distribute, publicly perform, publicly display, print, publish, republish, excerpt, reformat, translate, modify, revise and incorporate into other works, in any form of media, in the manner in which EFCink from time to time desires to use, and to license or permit others to do so

Further, EFCink is not responsible or liable for authenticity, accuracy, completeness and validity of the information, contents, calculations and communications provided in this portal by contributing writers and do not accept any responsibility or liability for any damage or loss arising from the direct or indirect use of the same. Please do your own due diligence at your own cost to verify the information presented herein and to make their own assessment of the risks and issues related to any funding or investment or mentoring opportunity. We accept no liability for any errors, omissions or representations. The copyright of such works belongs to the author and any liability with regards to infringement of intellectual property rights remains with them.